Ralph Willner Giwerc, ChFC®, RICP®

Ralph Willner Giwerc, ChFC®, RICP®

Partner, Sequoia Financial Group

Office: (518) 373-7323
Fax: (518) 373-7373
E-mail:

Website: Visit my web site!

 

Mr. Giwerc graduated from Cornell University in 1986.  He has been a Financial Consultant since 1994 focusing on investment, insurance and retirement planning. Ralph received his ChFC designation in 1998. He has been a member of The National Association of Insurance and Financial Advisors since 1995 and The Society of Financial Service Providers since 1999. Ralph lives in Saratoga Springs, NY with his wife and three children. He spends most of his free time watching his kids horse shows, baseball and softball games.

 

The RICP® (Retirement Income Certified Professional®) designation is sought by financial services sales professionals whose focus includes clients planning for their retirement income. The designation’s required curriculum is administered by The American College in Bryn Mawr, PA, which is accredited by The Middle States Commission on Higher Education, Philadelphia, PA 19104. The mark RICP® is the property of The American College and may be used only by individuals who have successfully completed the initial and ongoing certification requirements for this designation. Complaints about a designee can be made by e- mail at Registrar@TheAmericanCollege.edu. or by calling 888-263-7265. To verify a designee, visit http://www.designationcheck.com.

Sequoia Financial Group is not a registered investment advisor and is not owned or operated by Equitable Advisors or Equitable Network.

 


Securities offered through Equitable Advisors, LLC (212-314-4600), member FINRA/SIPC. Annuity and insurance products offered through Equitable Network, LLC and its insurance agency subsidiaries. Equitable Network, LLC does business in California as Equitable Network Insurance Agency of California, LLC and, in Utah, Equitable Network Insurance Agency of Utah, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. The information in this web site is not investment or securities advice and does not constitute an offer.

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck